Out of my head on the topic of student credit cards
Ever. These fees, which are a common way to gouge people with very bad credit ratings, shouldn't appear anywhere on a student credit card application. If you see them, don't call the company to ask that they be waived. Toss the application. *Is there a charge for paying your bill by phone? Most credit card issuers have a number you can call to pay your bill either routinely, or as a panic measure when there's no time to mail in a check before the deadline.